Thinking about financing a new home? IREAF, LLC can help.

When purchasing a home, applying for financing is a very exasperating event for many people, but it doesn't have to be. Having connections with several lenders in the Austin area has helped me recognize some things that make the process of applying for a loan easy.

If you do not completely realize the pros and cons of the various loan programs, be sure you have a list of questions with you. I or one of my lender contacts will be able to help you understand the advantages and disadvantages of both programs because it's hard to understand the distinctions between fixed and adjustable-rate mortgages.

  • PREPARE A LIST OF QUESTIONS

  • DECIDE WHEN YOU WANT TO LOCK

  • PAY ADDITIONAL POINTS TO REDUCE RATE

  • GATHER YOUR PAPERWORK

If you do not completely realize the pros and cons of the various loan programs, be sure you have a list of questions with you. I or one of my lender contacts will be able to help you understand the advantages and disadvantages of both programs because it's hard to understand the distinctions between fixed and adjustable-rate mortgages.

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